Feel free to reach out 

There are several skip tracing providers out there.

I would have no way to stop the Bank foreclosure during the HOA redemption period and could get wiped out. 

Feel free to reach out if it might be worth looking into

Hi there - first time poster (and can't figure out how to search the forums yet!)

I am based out of SLC, UT but wanted to see if there are any good HELOC programs anyone would recommend aside from local credit unions? 

From what I Have read you just need a special use permit, which if filled out correctly shouldn’t be too hard to get.  

You could still be out money however.

It's a cash-flowing property I've had for years and I ultimately decided to keep it and do a cash-out refi to purchase the next one.

When I'm at a property myself I'm experienced enough to do a thorough visual inspection but it can sometimes be difficult for me to be there as I live out of town but I suppose perhaps the answer is that I do need to make sure I can be there in person.