It just does not serve that purpose.It is not a fee that a consumer is paying to "get" the loan.

The Federal Trade Commission said David Del Dotto of Modesto and his wife, Yolanda, have settled charges that they deceptively represented features of their "Cash Flow System," a get-rich-quick real estate scheme sold to thousands of consumers on televised infomercials.

Even if you only do one at a time, you can still be consumed on occasion and enough to damage your current livelihood.As a lender, Ann suggested you consider loaning your money to rehabbers instead of doing the work yourself.

I stopped because it was sooo time consuming.

With the news that BoA is selling fewer mortgages to Fannie and Freddie, maybe Obama is trying to slowly get them out of the mortgage business to cater to the moderates.Also, wont' this hurt home values by adding rentals to neighborhoods that may otherwise be mostly owner-occupied.

Would you ever consider wholesaling to a consumer rather then an investor if you could not find an investor in the deal?

Depending on who you borrow the money from, they may require a personal guaranty, in which case it's your money either way, but fewer loan costs...

As an investor/consumer, I have no desire to overpay or participate in fake bidding wars.

We live in Minnesota, a consumer protection state.

I would venture to guess that there is no "wealth effect" and that the rise in prices is going to be temporary, neither situation will influence RE.What will influence RE is jobs, consumer confidence, and a better ability to obtain a mortgage loan.