What matters more than the color of the ink, envelope, etc. is having a targeted list that is marketed to consistently with the right message.

Hi BP,  I have 2 rentals that were acquired over the last 6 months... Property #1 closed Dec 2014 and was officially on the market May 1st 2015.  My tenant just moved in.  Property #2 closed mid Feb 2015 and should be...

Originally posted by @Andrew Michael:ARV - (Rehab Costs +  Holding Costs + Desired Profit) = Right Price Worth pointing out that "Holding Costs" above consists of the Purchase Costs, Holding Costs and Selling Costs -- I like to call this the "Fixed Costs"...

My paper assets is a well diversified stock, bond, energy, alternative investment portfolio that has been very consistent in returns.

So, in a larger sense, your best bet for stress testing might just be adopting conservative business practices and projections to shield yourself against volatility.

I spend 90% of my time in Cincinnati and practically live there so would be happy to meet up with you. 

Ideally, both.However some reasoning I have seen and feels logical is as follows:If you reduce your expenses by $X, you have saved $X.If you increase your income by $X, you have generated $X - taxes - value of time worked to earn that money - any other factors.So in terms of low-lying fruit (what is easiest/quickest to accomplish) cutting expenses AND THEN SAVING THE DIFFERENCE is what I would recommend doing first.My wife and I put this into practice. 

Hi Pedro,I agree with what others have written above - frequency and consistency is key!

Good luck on your test, it's not that bad, I recommend doing the practice test over and over until you average around 85-90% before taking the state exam.

My questions are to get you thinking about how you can consistently put yourself in a position to have options.