Hey BP Community, I'm wondering if there are advantages/disadvantages from getting a HELOC from a local bank or a mortgage company. 

Well his boss was impressed with my real estate and finance skills so I ended up working for their company well it turned out their company was wholesaling houses they didn’t really flip many homes.

You might also want to look at how established the company is,  how established their accounts are, and whether or not the company is growing.

Target would be to have maximal leverage (ROE), but with the constraint that it has to be cash-flow positive (factoring in mortgage costs).

You can clearly see what company I "work" for as a residential mortgage lender, but they aren't the end-lenders that get all of my business (far from it), and it's not any sort of secret. 

It can be hard to lump them all together, but here are some of the general buckets I have seen, and companies that fit into them.

The rate of interest on policy loans for large and reputable mutual companies is always going to be competitive relative to commercial or consumer lending.

That's rare.You could probably do a 2nd for the $10,000.Talk to your title company or title attorney and have them draw up the deed of trust and loan terms for the 2nd. 

The house has survived many hurricanes with little damage, but the insurance company said they would not renew coverage without a windstorm exclusion. 

Hello Mandy,  I work for a company called Visioneering Studios, we are a design+build firm that focuses on churches!