My biggest pet peeve that has caused me to churn through agents is they don't return phone calls in a timely manner.

Seller and Assignor will hold harmless buyer for withdrawal from contract to purchase based on any excessive damage caused by tenants causing a significant change in condition of property at time of final walk thru." 

As long as they pay on time and do not cause any damage beyond smoking you're on the positive.

Sorry if I just caused more confusion.

@Sean Ploskina I would have to email you the entire financial page cause im sure I screwed up something while writing 

i normally dont like to give advice to anyone within 100 miles from FSU, but here it goes.these are just bumps on the road. always look ahead and not at your feet. let them out of their lease. living in a place where a child died is very depressing for everyone. dont worry what happened to the child unless  your building was the cause of it. the detectives will involve you if you need to be involved. worrying about it wont help the poor parents or you.i am not being mean, i have two kids, so i know how it is.go gators!

In talking to a few lenders in the area it seems that many of them look at a delinquency on payments that is long enough to cause an NED to be the same as a foreclosure in lending terms.  

It seems like the combination of these facts has caused issues.

. - underwriter will go over your whole file and all documentation to ensure there is no doubt the proposed property will be a primary residence.Maybe ive gone through this too many times .....I've seen what it takes to get files to get "approval," and Ive also seen what causes files to get "declined"

A roof that may allow the weather's element to come through and cause more damage than what you already have to repair.