Primary Residence Conventional Loan After 10 Properties?

[Mehran K.]

Hi all!

I'm selling my primary residence soon and it has me thinking. I now am well above the 10 property limit when it comes to conventional guidelines on investment properties. I've been using portfolio loans for my investments for a long time now. 

After I sell my house I plan on renting for a while, but I eventually might want to purchase another primary residence in the future. Am I going to have a hard time getting a 30 year conventional loan for a PRIMARY RESIDENCE now though? Does this 10 property limit apply in this situation as well?

My DTI should be okay as I've been investing longer than 2 years now and my cash flow (as long as it's all accounted for) keeps my DTI low.

Thanks so much in advance!

@Albert Bui? 

[Albert Bui]

Hi Mehran 

Primaries unlimited financed properties or have no limit.