Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Private Lending & Conventional Mortgage Advice
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 9 years ago,

User Stats

3,405
Posts
603
Votes
Mehran K.
  • Investor
  • Wichita Falls, TX
603
Votes |
3,405
Posts

Primary Residence Conventional Loan After 10 Properties?

Mehran K.
  • Investor
  • Wichita Falls, TX
Posted

Hi all!

I'm selling my primary residence soon and it has me thinking. I now am well above the 10 property limit when it comes to conventional guidelines on investment properties. I've been using portfolio loans for my investments for a long time now. 

After I sell my house I plan on renting for a while, but I eventually might want to purchase another primary residence in the future. Am I going to have a hard time getting a 30 year conventional loan for a PRIMARY RESIDENCE now though? Does this 10 property limit apply in this situation as well?

My DTI should be okay as I've been investing longer than 2 years now and my cash flow (as long as it's all accounted for) keeps my DTI low.

Thanks so much in advance!

@Albert Bui

Loading replies...