I've been working in Africa off and on for a little over a year now with this company and it's put me into a position to start my life off in an incredible way (according to my standards).

My other reason was battery life.

what happens if you have been making the interest only payments on a HELOC for 10 years and then life throws a curve ball? 

I'm just trying to help provide for my family and notes "fit" the circumstances of my life as it is right now.Dion and Scott have given me the rest of the nuts and bolts to try and determine a way forward that (hopefully) excludes any close encounters of the worst kind with the FBI, the SEC, the CFPB, the FDIC, the DOJ, DHS (they are into EVERYTHING) and ALL their friends in acronym hell.  

Is this likely the end of their life span?

I started out very "Friendly" like and I have NEVER been burned more in my life.

I'm so excited about a potential client, but obviously the prelicensing course doesn't exactly prepare you for real-life business.

I have lived here my whole life and I am very well informed about the market.

There is no issue with giving a past owner an option to repurchase that I'm aware of in our area, a lease-option cam have a different flavor, so check with a local attorney.The option could be made with a third party who in turn agrees to sell back to the original owner, I think adding a buffer or strawman would clog any path back to you if you're not a party to that end transaction, you'd be letting someone to act as a wholesaler or buyer/flipper.

The following is a partial list of things that wear out or become outdated over time and eventually need to be replaced for every property:-Roof-Siding-Hot water tank-Furnace-A/C system-Electrical system-Plumbing system (inside)-Sewer service line-Water service line-Any concrete exposed to the elements (sidewalks/porches)-WindowsIf you calculate the cost of replacing each of those items and divide them by the expected useful life, then sum that up, you'll come up with a monthly amount that you can expect to spend on capex over the long term.