As a newbie, I want to stop in and pick their brains. oops, I mean stop in and say hi.

No checklist, no move-in with the apartments I used to live in.Maybe they have questions, don't know what your standards are, are busy unpacking, or not sure if a carpet stain or something small is worth noting on the checklist or normal wear and tear.If they don't submit the checklist, what's to stop them from claiming some damage was already present-- when they caused the damage?

These cities need to follow suit and realize that the gravy train needs to stop.

It's as old as the two that broke down, so I figure I'm living on borrowed time.

Find a few small builders - they are usually tapped into the same commercial lending.These small local and regional banks are dying to lend to qualified borrowers.

Occasionally they get caught & it stops for a while.

If you have a 70% deal and can borrow 70% of ARV, then I would suggest you need about 15% of ARV of your own cash.

I could teach a 12 year old where to put the names of a lender and borrower on a note and deed of trust.

We've made it as easy as possible with online payments or the ability to stop at the local bank.

Should he desire a loan, the owner probably has the ability to quickly borrow from his favorite lender.