If A1 is the annual interest rate, A2 is the term in years, and A3 is the loan amount, it would look like this:-PMT(A1/12;A2*12;A3)If you want to do an amortization table, the interest each month is the rate (A1/12) times the current balance.

I just dont know what brand I should use to strike a balance between quality, longevity, and price.

We need to keep a balance.

You won't find out the balance until after you own the property so it's a guessing game.  

The listing agent is not held accountable if they have no checks and balances system for them.

You have to balance how much commission you will make versus selling price and staging finishes expected.Staging will not really eliminate eyesores from outdated designs and construction.

Name, recent addresses used, social security verification, DOB verification; eviction records search, nationwide criminal and sex offender scan; nationwide criminal court records; credit summary includes tradelines, accounts, payment history, estimated monthly debts, past due, and available credit; collection accounts and outstanding balances; prior inquiries and rent history.

Again, the only number I had to go on was the $50,000 in equity you stated you have.If you can give some additional numbers, such as what you think the current value of your house is and what your approximately current loan balance is then we can use real numbers.Does that help?

I read in another thread to put in language that all payments accepted will be first applied to outstanding balances and then to rent. 

The second time around which is coming up we received a letter that they didn't want to extend the terms and the balance would be due upon completion of the 5 year term.