The underlaying supply and demand situation, low interest rates and high affordability have not changed.

It seems after listening to a few of the podcasts there are alternative solutions that would be better suited to start and grow and wouldn't have to wait the 2 years to refi.My logic was that the VA Loan is $0/down on your 1st mortgage and 20% down on a second mortgage and I didn't think I would be able to afford the 20% down on a property in Hawaii.

Our market is a bit all over the place; cheep housing means terrible, crime-stricken neighborhoods but I really can’t afford anything else.Yes, you are correct.

And you'll eventually get to the point they can't afford it and it will cause problems.I prefer to give 60 days notice and make them leave.

Before you started to count on that income and they locked themselves in to a lease they couldn’t afford.

I would like to get into rentals, but I am unsure if there are any I can afford at the present time. 

I think you should get all the inspections you can afford as inspections are relatively cheap insurance against expensive problems, especially for your first property.But if you're strapped for cash I would rank them as pest being the most important, unless you have any reason at all to think there might be a mold issue in which case I think you should do that one and the pest inspection if you can do both.Radon is a take it or leave it for me, I usually get it done but maybe there are arguments not to.

Upon searching for condos I noticed majority of them and what I can afford falls under Fee Simple VS Leaseholds. 

People will continue to want more than they can afford. 

(Other tenants can’t afford).The couple in unit 4 are due for a new lease and want to stay (I’ll be upping their rent $30 to get it closer to market) BUT they want their bathroom remodeled eventually.