Also, would it be wise to use HELOC to pay off the mortgage or use my savings account fund to buy an investment property?

Same situation age-wise and equity.

I cannot find her phone number for the life of me.I have gone to the town hall and pulled the information on the home which gave me her current home address.Would it be wise to write to her to get the 411 on the property?

I was hoping I could get some advice from some of the wise investors here.So essentially I am going to sell my first property.

If all the numbers work, then consider proceeding but be wise

Portland OR temps range from 20 to 100 degree fahrenheit.Most furnace people aren't that hot on them but replacing a new gas furnace AND a new air conditioner is huge (14K) when a ductless can run cheaper purchase wise (4k) and efficiency wise.

A wise investor will not try to get rich quick with shortcuts.

@Bob Okenwa   Wise words. 

The actual unit mix is less critical IF the market is absorbing the available units and making it a wise investment. 

brokers and lenders cant stay in business on 1 point and no fees.. other wise they are getting paid on the back end in service release premiums that are build into your rate.. no way to run a lending business if you only bring in 1 points.. mean on a 100k loan that's 1k.. that no cut it..