Dayton has more cash flow - and Columbus has a higher predicted appreciation rate 

Hi all,I am currently house hunting for my first home in the Aurora, CO area and am interested in finding something with a finished basement that I could create a separate entrance for (assuming one doesn't already exist) and rent it out to tenants and make a dent in the mortgage payment given this high interest rate environment.

Sean,The rental dwelling market for many areas in the Northeast have seen both rate increase and Insurance companies pulling out.  

Give yourself a North Star to make your decisions by.

High property taxes might be offset by better rental rates, or vice versa.

Any conventional loan products for property in a flood zone (not sure what flood zone 9 is) requires flood insurance, which can be very expensive, and rates have been rising each year. 

If due on the 1st, do you pro-rate the tenant's portion of the rent for the remainder of the month when the lease starts and also prorate their portion for the days in the last month up until the lease expires?

There is a high percentage chance that those closing costs are actually going to buy down their interest rate.

Surveys are my area of expertise ;)Ultimately, I tend to agree with you that allowing pets, with specific guidelines and screening criteria for good pet owners, will often yield greater occupancy thus allowing you to increase rates.

Alternatively, should I wait for better rates before making any moves?