The computer algorithms provided by Zillow, Rentometer, and others are good for reviewing a general market, but you shouldn't rely on them to evaluate a specific house.

Although we have seen significant changes in pricing over the recent years, one thing that hasn't changed is that we still aren't seeing positive cash flow out of single family homes with any kind of financing in place, specifically with long term renters in place.

To mitigate this risk without using an LLC, consider:Umbrella Insurance: This provides additional liability coverage beyond your standard homeowners insurance.Equity Stripping: This involves placing a lien on the property to make it less attractive to potential creditors.Land Trusts: These can provide some anonymity and protection while allowing you to maintain personal ownership.Insurance:Ensure you have comprehensive insurance coverage, including:Property insuranceLiability insuranceFlood insurance (especially important in Florida)Loss of income insuranceLegal Structures:While you've decided against using an LLC, consider consulting with a local attorney specializing in real estate investments to explore other potential legal structures that might offer protection without the tax implications you're trying to avoid.Property Management:Given that you're based in Europe, consider hiring a professional property management company to handle day-to-day operations, tenant screening, and maintenance issues.Market Research:Thoroughly research the specific areas in Florida where you plan to invest.

My firm offers a portfolio product, but it's a 70 - 75% product depending on numbers.

Hi Shane,I am Kerry from citrona homes,to your question.the reason they're low cost is because,the area is in high demand for low cost housing, as well as us having many relationships with banks who at times offer for closures we buy in bulk 40 to 60 homes

@Summer Chen give a non-specific address when in discussions.

Still, I like what they offer and think they are making a good job and know the market. 

I am an Asset Protection Attorney specifically for Real Estate Investors.

I just carry them with me and fill them out on the fly if I get an offer accepted.

They have been up-front and honest with me about a 1031 issue i had and even offered me alternatives / an out when timing got sideways.