How much will you pay for the property?

The terms on the debt look good.

I am looking to get into the real estate game early and learn as much as possible, especially about house hacking and possibly short-term rentals.

In order to harness as much of the effects that add to your net worth you want to buy as many assets as you can, and as much quality as you can afford.It is very tempting to go into cheap neighborhoods, but especially with the old housing stock we have in the Midwest capex will exceed cash flow over time and you are not building equity.Consider your first deal a proof of concept.

Post it in the Classified and you'll get all the Cleveland PM's reaching out to you.

If she moves out in seven days and leaves the house undamaged, you can apply her deposit to the unpaid rent and forgive the rest.

With the HELOC, I think that will still puts me in the black about $125.

Or did you run some numbers or have some other set of data you're using to come to the conclusion that Westmoreland County is, in fact, an area conducive to being profitable in house hacking?

It's the least riskiest way to own income property in my opinion. 

Quote from @Hunter Hanlon Taylor: I ended up using The Mortgage Shop, LLC!