I read several articles about it on BP, but I haven't come across any real-life horror stories.

A classic quote I read in a finance book was, "If you take the risk out of life, you take the opportunity out of life." 

When you do so you send out a mass email to numerous contractors with an RSVP.

I am at a turning-point in my life where i'm still living at home so my expenses are minimal, my credit score is at 800+, my salary is in the 105-110k range (still work at my day job), and I have an extremely low debt to income ratio.

We are now two days away from our third closing date and the underwriter has asked for numerous documentation in the previous days that was already in the file and had to be walked through the file by the loan processor to show hime where each piece was located. 

A tenant will make your life hard if they don't want you in there, and they are in process of moving, so it doesn't look that great, anyway. 

As now a seasoned investor, it is always a great feeling to look back on that first "homerun" investment property, or noteable one that managed to add value to your life. 

You have been a great inspiration for me to work on making changes to better my life through real estate investing.I don’t know if you read the forums or how I could reach you but I have a large multi family deal I have came across after running numbers on properties for a month or so.

When a tenant is not meeting expectations and begins a discussion with a excuse simply cut them off, state you are not there to discuss their personal life issues, and making it very clear to them what your expectations are.

I will be careful with safety as one lawsuit from your tenant will wipe out your life savings and equity.