Another option is cement, which can look amazing and is very low cost.

The rest of the renovations are all manageable for us- New kitchen, new heating system ( ductwork all done), flooring and paint, among other items.

Hello and my question is,If my income was low , but I had access to funding.would I be able to put money in to a business I start up for my rental properties and claim it as business income or means of paying the mortgage in order to get approved  for a loan or to refinance a property if i take the hard money lenders way of getting a house? 

Most require at least 20-25%.Your Vacancy is pretty low at 2%.

I have one friend I could approach about either partnering with me or making a hard money loan who might be able to make up the difference until I can mortgage it, but I also don't want to waste his time either and as I mentioned, I have low confidence in myself for this type of deal. 

I could always be wrong, but I'm reasonably certain it's not part of Section 8 (low income) or Section 202 (elderly). 

So many people were vacating Cleveland proper, especially the low lying areas.

@Aarron Light  Super interesting.I've always wondered about moving a home from a low cost of living area, where you can essentially purchase it for free or next to free and relocating it, within reason, to a higher cost of living area, set it and be well ahead.I was going a little extreme and wanted to relocate homes from Ohio/Michigan over to Ontario but couldn't seem to get any traction on import regs. 

I am asking from a landlord perspective for damages exceeding the amount of collected security deposit where there is a low likelihood of collection directly from the tenant through a judgement.

Also, if bad windows result in high heating bills, it will affect your tenants and impact your ability to retain tenants and drive rents higher.