Outside of family or friends, I'm not sure you will find a rate much lower than that.One option may be to get a credit card with a zero percent into period,  but this can be risky, and selling in a timely manner is important.  

@April Robbins Definitely pay off the credit card bills.

Alternatively, renters can pay with a credit card, debit card, or Google Pay for a 2.75% fee."

Get some business cards printed up.

All expenses and income are associated with that rental is logged in the software or downloaded from the bank account/ credit cards and I spend once a month categorizing each of the downloaded transactions.

Adapt and then prove. 2) Get your contact info in order with some kind of online presence. 3) Get a box of 250 count business cards and give them away as fast as you can 1 at a time.

In it, the guy talks about his strategy for buying and renting out over 300 single family homes.For the first property, he started off with around $28,000 or so from an insurance settlement, but he talks about taking out a HELOC or getting money from credit cards and buying the property in cash.Then, once that property is fixed up and rented out, get another loan from a bank on that property for 75-80% LTV, and use that cash to buy another property.

You'll also know more than most every wholesaler, practice in front of a mirror, practice with your spouse or friend, use flash cards to change things up, lots of ways to practice before putting your foot in your mouth. 

Looking for advise on lender (private,crowfunding, or hard money) and types of loans that might fit my personal interestBarndo on 40 acres (Texas)I have paid out of pocket for the metal barndo shell ($72K) and need a loan to finance the rest of the project:septicH/ACelectricinsulationframing interior/sheetrockI am looking for a loan around $55,000 to $60,000Value of my finished home and land : $485 to $500KI have a loan on the land at $88k and the value of it is $340kI had to put some of the project on credit cards so the loan I need is to finish out and pay off some of the construction on the credit cards.Any advise---my credit went down since putting some of the construction on credit cards

My hunch is he offloaded a maintenance bomb onto a novice buyer who got all stary-eyed with the front facing components, playing the "well hey, I am just a really nice guy" card, waiting for buyer to repair and replace everything.