.- Consider a Cash-for-Keys Agreement: To avoid the lengthy eviction process, you might offer the female tenant an incentive to leave, known as a “cash-for-keys” agreement.

Purchase price: $402,000 Cash invested: $80,000 Purchased 2 lakefront lots - one developed with a SFR and the other vacant.

After 3 years total I would refinance for another 15 year plan and my mortgage would go down to $3600 and I would start getting $600 cash flow. 

As soon as you go into nicer neighborhoods people are smart enough to not get themselves in a situation where they get super motivated to sell their house fast for cash and also smart enough to bring it on market instead of doing a back door deal with a wholesaler.

For turnkey properties (given your $20k constraint) it may be difficult to break even on cash flow within 2-3 years.

I am trying to not throw a ton of cash into the fees as I’m already about 12-20k deep in.

I am not sure which market to look into as right now I am currently in new york and was told my best bet for cash flow would be to look oos for deals that I could use as a rental or house hack.

Someone recently suggested that I used a person (unknown to me but referred) to use their credit to help be refinance. I was told they would have to be 50/50 on the business with me and as long as they are at a 620 or...

Easiest is offer cash for keys.

That way you can reduce your living expenses and get cash flow from it.