This, I think, will lead to an even faster degradation of these assets as these firms begin to realize the rental game is a little harder than they forecasted.

Once you get the 3rd or 4th property you will finally really start to see the growth happen much faster.

The 1st 15 years of a 30 yr note GENERALLY pays more interest than principal.See http://themortgagereports.com/7467/mortgage-prepayment-strategicIf you get involved in a 30 yr note started in 2009, now in 2013, thats only 6 years paydown of mostly interest.To get the principal paid down faster, you need to pay the PITI plus another 10% to be paid directly toward principal.Here is a demonstration:For example, look at these numbers on a fixed-rate amortization schedule.

That is the statement that some feel they're making by driving cheap, old cars, basically saying that they know you know they don't have to prove anything financially.Before you write this off as silly, do note that you make faster progress acquiring wealth if you monthly vehicle expense is $600 (including gas, insurance, maintenance and vehicle acquisition costs) instead of closer to 1500 per month.Ok, would love to hear your feedback on this.

I think that its true that single families appreciate faster in general but if you have a small MF in a really A class area it can appreciate just as much because its usually closer to the urban core and people are used to living in condos anyways. 

This will help you to faster accumulate the necessary cash for a down payment on another property.

Way easier to deal with and faster to complete loans.

I was leaning towards the HELOC bc of the lower payment and paying the mortgage off faster, but I really want to find a 10+ unit to get into multifamily, so the cash in hand might be a better option.

Might be faster than going to court, which you probably would with it being such a large cost. 

If you need money from an IUL, it takes 3 days which is a lot faster than trying to sell a house.