As you grow, you can talk to your accountant and find out what would be best moving forward.

However, if the numbers are on the tighter side then forcing the repair might be a good option to use and still close the deal.I would assume that if you were able to get responses from a number of others on the site they would probably say things like I am going to list here.1) Problems can seem small and simple at first but grow larger in a hurry - it happens.2) Depending on the type of shower/tub installed in the above unit it may be more than a simple fix and get into much more money than you think - you won't know until you open the ceiling for sure.3) After the plumbing repair you could be looking at mold potentially in the joist spacing area between units.4) Depending on the length of time the issue has existed and been patched to get by you may also have damage to the wood - joists between units and or sub floor issues under the upper unit tub/shower.5) If there is insulation between the two units, you may have soaked and degraded insulation that needs to be replaced as well - good news is that rock and insul are cheap to replace.6) OR......... you may have someone open it up to fix it and its just a simple plumbing issue and is a quick and easy fix - totally possible too.Just as an illustration, I went to replace a bath faucet for an accountant friend of mine yesterday.

I want my asset column to grow large enough to balance out, and eventually surpass my expense column. 

One of the units had mold growing on the wooden window sill in the bathroom.

It is a huge problem in Palm Beach County and growing.

Trying to grow my buy & hold business aggressively.

That way you can continue to grow.  

I insure more than 500 units with REIs and in almost every case I have seen a single LLC with GL and a Commercial Umbrella will be enough basic structure/protection to build on as your portfolio grows and changes.  

If you quit at that point and lived on your wife's salary your 1 million nest egg would keep growing in the stock market until your wife decided to retire a couple years later.

This is the best place to grow your knowledge in Real Estate.