The #'s still work if i can get it filled, but there would now be time and $ hurdles to clear before getting back to the financials I thought I'd be stepping in with.Now that the situation has changed, am I still obligated to go through with things or forfeit my earnest money?

If not, then there will likely be some price/term change you would need to agree to, to keep the contract alive.  

I am very new to this, hoping to gather a great education in order to set a path for more financial freedom for my family.

Need a change.

As soon as you can comfortably do it after you close is to change the exterior door locks.  

It does need some aesthetic changes but the roof is new, windows are aluminum wrapped, small yard.Listed price: $139kAsking price: $95k ???

Your next after commit yourself into REI career is to educate as much as you can.  

Software changes are occurring all the time and so a lot of older posts could very have outdated info, surpassed with newer/better versions, newer products (hopefully!). 

Tech that is game changing is tech that helps professionals and deal makers do everything they are already doing more effectively.  

Recent changes have some underwriters forcing PMI, if applied, for the life of the loan, so do everything possible to avoid it.View the payment differences 15 vs 30 yrs here