If that's positive, it adds to the income:DTI = debt / (income + net rental income)If the rentals are losers, it adds to debt:DTI = (debt + net rental loss) / (income)Hopefully you've not fallen for the "profit = rent - PITI" myth and are buying good rentals.

That way, I can shop around for an end-buyer and if I can't find one at my price, I can take my loss of option fee or lease payments as the cost of rent for that time period.Happy to answer any questions...

What if I hate the park and would just rather sell it at a loss or give it to a charity rather than see the park owner get it?

@Chris Martin  these threads always remind me of Paul Harvey and the rest of the story  LOL.if the bank is releasing ( and there are release clauses) and its not affecting her income.. whats the beef other than she seems to not know whats going on.. which of course is cause for concern.. but at this point unless she has a monetary loss.. whats the problem.

Due to the fact that housing has up to this point always been provided for or lived in on a rented basis we tend to find that our newest contributing members of society find themselves at a loss for the most beneficial and advantageous way to enter this next phase of self-sufficiency.Due to the fact that most of us grow up in either a rented apartment or our parent’s single family home, it stands to reason that most people, when beginning to ask themselves the question of purchasing their own dwelling, will come to the conclusion that a condo or small house is probably the way to go.

All the money re-invested so no loss of total equity.

Here is how I see this deal:Gross rents: $3,000Operating Expenses: $1,500 per monthNOI: $1,500 per monthMortgage Payment (30 yr, 7%, $265,000): $1,763Monthly Loss: $273 OUCH!

We share the cash flow, profits, and losses?

If they break the lease or stop paying the rent I have a large deposit as a cushion.I tend to keep the same tenant for many years with cuts down on turnover costs and losses.

We do both, and sometime take it in the shorts taking a loss on a sale, and/or covering unexpected costs our clients incur.