Good job on staying out of consumer debt, keep it that way and investing will be much easier. 

., consumed), borrowers pay the taxes gradually over the following five years as they repay the loan with after-tax dollars.

I am a newbie investor from Southern California and have been spending a lot of time reading forums, books, and consuming as many podcasts as I can over the past several months.

He is a VP at a large consumer office products company and I am a project manager at a Fortune 100 Medical products company.  

I am currently using Buildium, but it takes becoming  very "clunky" and time-consuming to enter various details. 

You can always look into private money lenders that can lend on properties for consumer purposes.

This is time consuming though.I know that I could really get to the next level if I could fully utilize VA and other people in general.ThanksRick 

Link to that PA program: http://www.phfa.org/consumers/homebuyers/advantage.aspx

On the other hand holding notes on property secured by owner occupied residential real estate is subject to Dodd Frank legislation, the rules and regulations promulgated by the Consumer Financial Protection Bureau, state consumer laws, state homestead legislation, and local housing and lending laws.  

I think Zillow has a Lot of the local traffic nowadays in the San Jose, CA area and their interface offers a lot of info that consumers are after.