Particulars:1) 1st SFH rental property cash flows $400 and we have a 2 year lease agreement that ends in 2025. 2) 2nd SFH I currently live in, I would rent out and probably experience a negative cash flow of --$100 cash flow for first year, break even 2nd year, and build little cash flow moving forward.

I want to share with you a strategy that not only unlocks the benefits of assuming existing loans but also pairs seamlessly with another powerful wealth-building tactic - House Hacking.

Currently, I do not have any property under contract or any property that can be refinanced.

@Zeliang Zheng I don’t know how many units you are looking to get into but I’ve got an 8 unit building and a 5 unit building that have given me plenty of confidence to go larger when I find the funding.

Up top on the left you will see a tab 'Build Your Team'.

We are purchasing a 6 unit Apartment building in a small central Texas town. 

Not a high cost of debt/capital at all, so we are not concerned about the balloon payment.Regarding long term goals, we plan on building slow and steady over the next 10 years, but then have them all paid off within about 20 years for retirement income from the rentals.

Building a real estate business that way is a house of cards (pun intended). 

A 24-month loan would be preferred so you can build up the last 12 months of cash flow for the property. 

I am attempting to build a new house in san francisco, Ca .