Tell me what county/state the property is in and I will tell you how to look up the title on line...the borrower's name will be on the title and then perhaps you can locate him/her with a reverse address lookup...Regards,Scott Miller

Can the borrower go SIVA?

You lend out the equity to Hard Money borrowers who are willing to pay 5 to 10 points per month.

In other words, they are choosing to build equity into as many properties simultaneously at once, instead of all cash's strategy of building it in one property at a time as quickly as possible to minimize interested paid overall.I'm sure both strategies have pros and cons, but what all cash is probably saying is that if your not going to pay the mortgage down ASAP, then you better be using that money (that your essentially borrowing from the bank every day that goes buy) in a way thats even more beneficial to you than it would be to avoid the interest payment on it.

I like the way she thinks.I appreciate the offer of assistance.

see what I mean, you are cutting your own throat by putting out solid numbersas to how you find the property...non of thier business how you find it, you have contacts that assist you in locating property and thats all they need to know now i just need to heed my own advice and life will be good lol

I'm sure he/she was referring to an assistant.Of course laws differ by state, but I know that here in Tennessee the law is very explicit about what exactly you can and cannot do without a real estate license (this comes up all the time, since busy agents often hire assistants and it needs to be absolutely clear about what they are allowed to do and what must absolutely be done by the licensed agent).

Hi there in your still in the market for a HML with that LTV and being Residential I would love to assist you, shoot me an e-mail and we can discuss in further detail.

I think there are calculators here, I haven't used them because one of my favorites is Hugh's "what's missing calculator" athttp://www.hughchou.org/calc/missing.cgi You need to know:Payments Per Year Loan Amount Periodic Payment* Annual Interest Rate Number of Payments and it'll tell you wha't missing:Ex.Payments Per Year 12 (one a month)Loan Amount 80,000 (how much are you borrowing?

So, my point was that because of that you're looking for a very specific person, someone who can afford to borrow 100% of the purchase price of the house, but for some reason has bad credit and, as I was arguing in my other paragraph, is also bad at math.Also, in the example you gave, the person has 15% equity, so they could afford to hire a real estate agent.As for you cash-flow example, I mean, I understand that part.