The relative would give cash as a loan to buy the land and build, and then 2 years later, you'd need to take out a real mortgage from the bank and pay back the relative.

Needless to say, my first phone call would be to Denver Zoning.I spoke to denver zoning and the size of the ADU is relative to the lot and not the primary dwelling.

I have reviewed cozy and did a 45 minute web session-seems very simple and easy to use for just starting out and believe or not it is free-I understand on the check.

Creative Financing School he he he :-) If you are really confident of your deal ... you could borrow from parents, close friends, relatives, ...etc.

I believe white pages premium can also provide the information you need.

I am looking at areas within Columbus to buy my second property since I want to buy in areas which I am relatively familiar.

Check out:https://livebaltimore.com/financial-incentives/http://mmp.maryland.gov/Pages/default.aspxDepending on where the property is, there is the Healthy Neighborhood program.

Or, with a lawyer (who is a relative and would do it for free). 

My properties are in a lower income area and people have to have a place to live. 2 times the rent is often fine assuming they don't have a brand new car with a relative giant payment. 

Just because gold has had a (relatively) long history of staying power, mostly through European/Middle Eastern society, doesn't mean that it is inherently any more or less valuable than a flimsy piece of rag with pictures printed on it.