Then I settled in for the long task of really reigning in my budget, improving my credit score, and paying off debt.  

The roof, sagging floor, and electrical improvements i cannot do.Thanks guys

To answer your question, the area is already pretty established, it does not have much room for improvement.

Hi, would credit repair help you score improve? 

There were portions that I liked and portions that I thought could be improved upon.I believe that group cohesiveness and openness are two keys to creating the best environment for people to interact whether they be someone new to REI, like myself, or the most experienced member of a meetup.I am curious...What in your opinion makes for the most optimal meetup?

They usually deal with a lot of banks (like you're attempting to do on your own right now), so they have an idea on who can best service whatever type of loan that you need.

Maybe try and connect with someone on your area and find a way to provide them some service and you can learn the business in the meantime. 

That will improve your credibility too with whoever you're working with and show them that you know what you're talking about.

@Edward Durante Thank you for your service!

There is plenty of cheap inventory in Torrington and Winsted, however it is a bit rougher of an area and honestly does not look like it will be improving in the next 5-10 years.