The interior trim carpenter I hired last month for some custom work told me he charges $30/hour.

The biggest and most threatening penalty I see today is that if you become one of the top 1% most expensive customers to your insurance company (i.e., you get really, really sick), there is a greater than 50% chance that your insurance company will dump you...That's the biggest risk...and the one that most needs to be fixed...

Customers are the key to success.

We track all of our marketing with a custom VTiger CRM solution we have built.

Instead of cleaning it up, throwing down beige Lowes carpet, painting the walls white and 'making things work', I want to create a very contemporary and customized look.

Every company who has sold at the volume we have will have some dissatisfied customers.

The Citizens Savings Bank, Martins Ferry, Ohio will assume all deposits for the three branches located in Ohio.All depositors, including those with deposits in excess of the FDIC's insurance limits, will automatically become depositors of the assuming institution where the customer opened the account for the full amount of their deposits.

If you're happy taking someone's money, you should treat them like a customer; if you refuse to treat them like a customer, don't take their money.

At that point it is no biggy to clean it up a bit and provide it along with the estimate or bid/ contract.IMO, contractors should provide their customers contracts that cover themselves AND their customers.

@Chris Martin Do you paint cabinets with yours?