This (a copy of) might help the owner be more comfort that you are able to close.  

It means they are not operating the property correctly, not reporting their expenses properly, they are owner operators and do everything themselves on the cheap, or a combination of these.Put together a pro forma based on how you will run the property so that you can get more comfortable with your numbers.  

The exact verbiage and terms would depend on your state's laws and what you and the seller are comfortable with and agree to, in a signed contract. 

Fully agree- the only reason I felt comfortable last year quitting my job to start wholesaling full time was because I knew my living expenses were covered by my insurance residuals for at least 6 months.

I've been under the assumption that I should wait until I am comfortable with the amount of capital I have.

I want to gain a lot of experience from top agents, but I don't feel comfortable giving up such a high percentage of my commission along with monthly fees. 

Taxpayers are paying you a comfortable living wage to go to college, while our civilian peers are going tens and often hundreds of thousands of dollars into debt to go to college.

I went on Thursday of last week but I had no idea what I was looking at and I was too shy to ask the women that worked there (I know, got to get out of the comfort zone - but look, give me a break, I'm naturally shy and I at least walked in and got to the files; that's progress).

What areas in Milwaukee are you comfortable renting in?  

Because I got these properties at such a good discount (the 9 pack was being bought for $350,000, but was worth about $600,000 after rehab...so about 70% LTV) my lender was comfortable lending this buyer the money.