I like the idea of lease option for the sake of the Tennant as well as they are more likely to stick around and not cause damages, but I am not willing to tie it up for nothing down without some benefit for me.

I have no idea if you can get approved or not, but all the reasons you've been given so far are a combination of BS, overlays, or just bad info.

Got any better ideas?

I would also suggest looking into house hacking, and familiarizing yourself with all of these options (these ideas and more you'll be able to find in Brandon's book).

From a cash flow perspective its going to be easiest and most straightforward to make an ADU.PM me the address and I'll take a look and give you some ideas.

I have one or 2 real estate agent contacts (1 does house flips), and I have an idea for Title company - but haven't looked into what deals they do yet. 

I have an idea of creating a hotel booking website.

There is no "one-size-fits-all" investing idea/approach.

You can use it in many contexts but the basic idea is for the subcontractor to suggest to the GC/Owner about various design/product changes that could save a decent amount of money.

I'm thinking:  recent law updates, handling specific tenant issues, when to raise the rent,  service/companion animals, vs pets;    Specific ideas would be best.