The marginal rate is computed on all income except capital gains & depreciation recapture, whereas I was computing it on the full, combined amount.Thus, for good reason nothing is being taxed on the Schedule D Tax Worksheet above my 24% marginal rate.

Think, wouldn't a "bad" jobs/economic read be a GOOD thing?     

My kitchen is in pretty good condition, but has telecom ter top.

Some DSCR loans can lend to intervivos trusts, so that could be a good option if you want to qualify for the loan based on the property's income.

@Joshua Kotani come join us at the next meetup and meet all the investors you need to become successful.OC Real Estate Investor Networking - Tax Tricks Every Investor Should Know (biggerpockets.com)Good Investing..

Its very hard to take a 100K property and get it in good working order for 15K using reliable contractors.   

Good evening, I will be in Indy Aug 1&2 for a business event.

Hello,I have been reading through the Bigger Pockets Forums to hunt for your good and bad experiences with DSCR Lenders. 

(Sound like good reasons not to pump in to shower.) but that many/most people do it, especially if it drains in to a septic system. 

After analyzing the local Mercer County market I've noticed there are not that many MFH that are desirable meaning cash flow can occur, but appreciation, schools and good tenants will be at risk.