Prepayment Penalties: Are there any prepayment penalties if you decide to refinance or pay off the loan early?

You will be better off with a DSCR for the long term.

I started off with a duplex in 2020 and now have a solid portfolio of rentals with my partner.

want to get to a point that I am living off unearned income and not earned income. 

We're a partner of theirs and have code BNBCALC for $50 off.

@Austin SargentHouse hacking is a fantastic way to kick off your venture into real estate investment, particularly with a duplex in Pensacola, FL.

And if they have to get a new loan that can be time consuming and Boom.. the original seller gets their credit trashed waiting for the loan to get paid off ..

I've paid off several 15s and don't regret going that way on any of them. 

It is getting better, but I think this year will not be like the good 'ol days when everything was flying off the market within a week.Take a look at what is on the market around you and be honest about what homes are better or worse than yours. 

They would add a garage door off the ally, add a ramp into the basement to put a car collection.