They have had no late payments on anything (bills/rent).

Call the gas and electric companies and ask for a year's bills.

, bill her real time.  

@Tim Herman  Hi Tim, your right, I did a little more research on this, and the insurance is $2,500 Water bill coming in at $650

Quick question-where's some of the best places to find out more about the ins and outs of investing with the GI bill?

DTI includes the amount of the estimated mortgage payment plus any other monthly bills you have and what % that is against your income. 

Do you have an opinion on the consumer protection issues related to wholesaling...consumer with a 6th grade education works for 30-years, pays off her mortgage and hasn't a clue about the power of equity in her home...in comes a wholesaler promising the world and negotiating away the equity she has built up....seems to me the Attorney General's would want to take this on at some point...

Buying better properties is probably a good strategy if you don’t have the grit to Power through bad tenants.

Pay your bills on time.

As far as the signing then a trustee typically signs "in their capacity", something like this:Joe Smith as Trustee for the Bill Miller Living TrustEscrow probably would not be concerned with "...that these 3 are the owners of the trust?"