It's because they are building "teams", spending too much time "evaluating" deals online without ever seeing one in person, trying to use other people's money with no collateral, and vetting systems that they have nothing to put into. 

That will give you a lot more (and better) responses.  

I learned so much from these responses and it helped me to better understand the reasoning for the conventional loan not working and why the DSCR might be so high.

We replaced the A/C unit 2 years after and that was also depreciated. these are part of gray area, it really depends on context when you need to do something.eventually one tax expert would not agree but i personally okay to be challenged in audit for this.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

(And offered to pay to fix it)What concerns me is she did not reach out to the person below or contact anyone .

@Albert Bui @Matthew Kwan Thanks for the response.

As you imply: there is no set standard for "conservative", but my personal POV is we are going to be living with 6% interest rates for a while.  

I don't contribute anything to this website other than the posts i made about the person charging me.So now I get to go up against someone that has a million dollar lawyer while all I'd be able to afford was a free public defender.I am absolutely having a break down due to this websites inability to care about what their inactions do to people...agreeing to their terms of service when we make our accounts shouldnt give them the right to hold onto all the media if it creates massive problems for us.

The study identifies with forensic engineering detail the immediate Bonus Depreciation 5, 7 and 15-year personal property class lives qualifying portions of a building that are normally buried in 27.5 year residential or 39 year commercial categories. 21.64% of the total depreciable basis was classified as 5-year class life.