That makes it appealing, but there are enough negatives to make me very wary about buying in California now.that being said, I'm looking at CO.

SB 291 prohibits the landlord from charging a screening charge unless the landlord includes written notice to the applicant of the following:A right to appeal a negative determination, if any right to appeal exists;Any nondiscrimination policy as required by federal, state or local law plus any non-discrimination policy of the landlord, including that a landlord may not discriminate against an applicant because of the race, color, religion, sex, sexual orientation, national origin, marital status, familial status or source of income of the applicant;The amount of rent the landlord will charge and the deposits the landlord will require, subject to change in the rent or deposits by agreement of the landlord and the tenant before entering into a rental agreement; andWhether the landlord requires tenants to obtain and maintain renter’s liability insurance and, if so, the amount of insurance required.The following will require landlords to review their screening criteria and application documents.

I have a house under contract, but if I take out a personal loan for the down payment it would effect my debt to income ratio negatively.

Holding fast to a vision helps us in working through trials caused by a serious physical injury, grief or other personal challenges.The key is to shift your tendency to focus on the negative patterns of your life to what you do want using positive terms.

That's a net $1,525 negative.

Additionally some of the benefits of having an llc are negated by doing this.

I definitely don’t want to be cash flow negative but maybe just in the positive with a high likelyhood for appreciation based on what that particular market was doing year on year prior to covid.

I only have been working there for a year and already not enjoying the 9-5 life style and I almost feel like I am "waisting time" because ultimately I want to be a full time real estate investor. 

I only find old properties which can cash flow better.

If it's to maximize the equity in your portfolio, then pulling cash out is a great way to increase your return on equity - just be cautious of going into negative cash flow territory.