Your credit score does factor in, but your income is a larger part on what we are able to qualify you for. 

What are factors that automatically disqualify a deal for you?

@Nicholas CovingtonThat essentially is what I’m looking for, On the appraisal side do you know what factors they take into consideration?

6) The Miracle Morning (The morning is the most important time of the day, this is your time to wake up, exerciser, meditate, plan your day, and by 10am the most important things of your day should be done)Me recommending these books to you is the single best thing I could ever do to help you out, for you the person wanting more who knows good things are around the corner but is waiting on a sign.

Bartosz, I like how you analyze the macro factors. 

Fourth, the cap rate is mathematically factored into the subject's calculated NOI and an opinion of value is developed based on that formula. 

He told me this morning that he owes $120k on the loan.

I've spoke with one lender and he says they do factor in 75% of rental income but it would need to be a long term rental with a lease agreement. 

I wired him the origination fee of $1700 and he sent me this email this morning:"The loan has been originated and documented and all process from my end has been completed for funding.

Good morning, I’d like to start cold calls but I’d like to know what website do you guys use to get leads, and if anyone can explain their process from when they get the leads to the actual call