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Updated almost 6 years ago on . Most recent reply

Jeff Castro's profile image
Jeff Castro's profile image
Jeff Castro
  • Rental Property Investor
  • from San Diego, CA
  • Member since Mar 21, 2019
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User Stats

61
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27
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Jeff Castro's profile image
Jeff Castro's profile image
Jeff Castro
  • Rental Property Investor
  • from San Diego, CA
  • Member since Mar 21, 2019
Connect
Jeff Castro
  • Rental Property Investor
  • San Diego, CA
27
Votes |
61
Posts
Buying & Selling Real Estate

Owner Occupied Home Advice Please

Jeff Castro
  • Rental Property Investor
  • San Diego, CA
Posted

Hello BP,

I currently have a SFH that I am using for short term rentals. I want to buy a 2nd owner occupied home, live there for a year and then turn it into a short term rental.


Question is about the financing on the 2nd home. I've spoke with one lender and he says they do factor in 75% of rental income but it would need to be a long term rental with a lease agreement. 

Have you guys found this to be true? Are there any lenders out there that can factor income from STR?


Any help is appreciated.

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