Yes there are going to be some costs involved, but those are minimal as compared to locking up a 20% down payment into a property that you aren't going to see again for several years. 

The good news is that property taxes on farm land is typically pretty minimal so your land lease should pretty easily cover that. 

WIthout knowing more, I think it would be tough to make money on something like that with minimal money down and having no liquidity on your own to help in the event of maintenance or vacancy. 

Id like to minimize cash in. 

Because of the many delays and confusion that was happening as well as covid 19, the check was delayed but has since been received by Statebridge Company.

But i do realize that you said that their income may not be sufficient. essentially if you can find someone to put a 100k in a "savings account" with a delayed return then you have a great opportunity.

Hey everyone, I’m trying to figure out how to minimize the down payment on this CRE MF acquisition.

If there were delays in your original closing an underwriter may have forgotten to update the dates, they may have plugged in dates from another file they were working on or they may have just had a bad day.If items other than the adjustment date that you mentioned have also been re-worded, changed, left out completely, or new items have been added you should be wary and consult with an attorney.In any case it is something you should run past a trusted adviser.Hope this helps.

It is a legitimate closing costs as banks like to make sure they minimize their risk.Like Chris mentioned the $1000 less can be misleading if they are only prepaying fewer months of taxes and insurance.  

So minimal fluctuation w/ credit score.