@Jeremy SchraderWe are in your neighborhood too, 158k gross for our 6 BR last year, so I would think the 120-150k should be easy for youLast year was our first year, the listing was live like Dec 28th, 2020, starting March 13, '21.

I'm actually heading out to Cleveland for a tour with them in March. 

We completed two cash out refis this year, one in March with a 4.75 rate and a second in May with a 6.25 rate; the 6.25 rate is reasonable but obviously eats into our cash flow.If you plan on a cash out refi, go with low end granite & I would redo your flooring in the kitchen and the living with a mid level plank vinyl.

In March, she notified us that a window broke in her bathroom

I'm getting ready to open up the calendar for ski season, which is obviously very busy out here (I've been told that 70% of annual income is from mid December to late March). 

Hello Dan,The chart below shows actual data (MLS) for how our target property profile performed.Here is an article from the review journal published on March 22, 2022 on rent trajectory.

(No offense to people in or from Detroit) To give a good example of the market, we purchased a 3 - Unit building on March 1st 2016 100% occupied for $36,000.

Fannie/ Freddie would likely be your best bet due to loan size, however, they just moved to a 12 month cash-out seasoning requirement as of i think mid-March (for informational purposes for others reading). 

All of these started as 20-25% down 30 year loans.It is true that if I were paying minimums and had not paid down debt as part of some of the refinances  I could potentially own another property or two by this point,  but the cash flow might not be much different.I owner managed successfully up until march 2017 when I hired a property manager.   

Once August rolls around here in 2 months we won't see increases in price till March.