We finally learned it is a fools errand and the grass isn't necessarily greener, just a different shade. 

Due to changes in Fed Tax law you will only be able to write off a portion of property taxes whereas 100% of taxes paid through rentals (by renters BTW) can be listed as expenses against rental income5.

-- Conventional lenders get their money from the FED, whereas non-qm/DSCR lenders get it from "capital partners" or "capital markets".

Just hard to find the contractors to do the work (as always) so it's not nearly enough to counter the demand we are seeing in our market (and the market as a whole).ALSO mortgage rates are only going to continue to tick up in 2022 (according to Fed reports) and the average American is actively starting to see inflation of the dollar affect failing living expenses, so the overwhelming opinion from my connections all over the state in real estate is that I would absolutely look at moving fast to ensure you don't lose buying capability as the Wyoming market has lagged behind the nation ever since 2008 and is just now seeing the growth other areas saw the past decade.

He just fed me the led, I closed it, and then wrote him a check and said thank you, please come again.

I think Pen Fed will do a minimum of 25K on a non-owner investment home.

Finally i got fed up and my husband got involved - he told my husband over the phone that he dropped the ball and forgot to rate lock us when the rate was at 2.875%.

SVB failing yesterday will almost 100% force the fed to cut rates which will set the RE market back on fire. 

It had been over 2% (moves with the fed).

So my neighbor, who I already pay to cut the grass, puts my cans out and puts them in every Sunday.