I understand closing cost will be another payment amount.

Each unit requires an associated amount of effort.  

It is possible, but not a considerable amount and certainly not as much as my other two properties. 

If you have a Buyer Broker Agreement in place with your agent, it may include the language that says all inquiries go through the agent, as well as what amount of compensation is due to them with any purchase you make as their client.

One of the two operators was asked about fixed vs floating rate debt.  

Investment Info:Single-family residence fix & flip investment.

As for the down payment, I would make sure you always have some cash on the side lines for liquidity as lenders will want to see cash amounts outside of credit lines.

And for $50 a month plus the cost of skip tracing and sms campaigns it was not worth the amount of time I spent trying to figure it out.

It appears we can still find HELOC for amount 200k at around 7.625% without closing fee what so ever.

Written notice is required, but there is no specified amount required (OCGA § 44-7-50).