I will like to know if, all conventional loans are arms rate.

Hello Everyone,I am looking for a lender who would be willing to do a 20% down payment on a 4-plex in Massachusetts (MA) not owner occupied.It can be an ARM if necessary No PMI.Income verification is not a problem.Found a lender in NH although they won't lend on properties in MA for some odd reason. 

IO, 30-year fixed and ARMs all available.

Also look into arm loans that may give you a lower interest rate for at least 5 years, that'll give you enough time to invest in other projects and hopefully come back to this one in a few years with other strategies to increase cashflow. 

@Hannah Bowers I can confirm what @Jaysen Medhurst said, it's called delayed financing and you can use it right after you close, as long as the transaction was arms-length. 

Nick, my 2 cents on your question from a buy and hold perspective...no, you should avoid ARMs if you can.

Jordan from what I have seen they have stopped their retail lending arm as of last week and are only focusing on wholesale channels. 

Make sure it explicitly explains the process for termination if you are unhappy with their services, but especially if they violate the terms of your agreement.3.

Pay an arm and 2 legs at my attorney's office?

Ok armed with my new(bie) real estate investing knowledge after devouring a lot of information on BiggerPockets, it’s time for me to figure out where I will begin my real estate investment career.