I have never used hard money, but I was able to develop relationships that allowed me to access private money. 5.

There was a 2 acre field next to this house on one side and a private road's gravel parking area on the other but the neighbors wouldn't let us use them.

General OverviewAn RE Investment firm ("Firm") creates private mortgages with individual home buyers. 

It seems the biggest hurdle in this particular strategy is the daunting task of "scrubbing, or scraping" the lists.

the sales price will be 65k but im getting the roof included in the mortgage which is all from a private lender. 

Join these Clarksville specific networking opportunities- https://www.meetup.com/ClarksvilleRealEstate/  (evening meetings monthly)- https://www.facebook.com/groups/275417296317639/   (private RE investors discussion group and occasional lunch meets)

Since this post, I have visited the biggest city in that remote county, found a very experienced and helpful agent, and she found us a wonderful investment property in this bigger city before it even hit the market.

Send me a private message. 

@Anand Narayanan  I'm a small time NPN investor, in my experience finding good notes to buy is one of the biggest challenges in this space. 

Recently, I closed a similar transaction and on that transaction the private money lender was not comfortable with just a mortgage, so he required three personal guarantees as well.