For qualification they include usually minimum payments on credit cards etc not the principal.If you're really low income, maybe it's better to find a lender who does "stated income" but there need to be proof: bank statement etc.I'd try another loan officer, maybe mortgage broker who would search for different options.Take a look at the topics here: there were explanations how Rental income would count and @Chris Mason even referred the source where to get the info first hand

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

So I appreciate the insight and actionable suggestions.1) I understand the instruction here and I'll reach out to Andrew for more info.2) I recently saw an article about Series LLC so I'll have to take a closer look and contact Ronald for more advice.3) I completely understand and thanks for another referral!

I have done numerous deals over the years, but I also consider myself the "new old guy", especially when it comes to certain topics and ventures. 

This topic is one I cannot find information on, but feel it is important to do right in order to protect myself.My HOA requires that my tenants and I together sign a waiver holding the HOA harmless should an incident occur on their facilities.

It's helpful to see different lines of thinking on the topic.

NOTE: This is a pretty broad topic.

I've learned a considerable amount about lease options (upcoming Wednesday luncheon topic), wholesaling, subject to deals, flipping, notes, and best practices for everything.

Here are some recommendations for you:Find and connect with other BP members that are in your area: http://www.biggerpockets.com/meetSet up keyword alerts to be notified of the topics that interest you: http://www.biggerpockets.com/alertsRead Beginner’s Guide: http://www.biggerpockets.com/real-estate-investingCheck out BP Podcasts: http://www.biggerpockets.com/renewsblog/category/podcast/If you wish to tag someone in the conversation on the forum, type @ followed by their name and then select the name of that person which should appear below the comments box.

https://www.bizjournals.com/louisville/news/2018/0...This might not seem like big news, until you see the article below: https://metro.co.uk/2018/06/09/house-prices-near-a..."