Portfolio lenders use more of a DSCR analysis to lending - meaning they are likely to lend to you as long as the investment can pay its debts - more so than a residential lender. 

Some folks will argue properties are typically taxed less than their fair market value, and that may be true, but it's the amount of annual taxes your pay (regardless of actual value or assessment) that will affect your bottom line.Additionally, until the recent market correction both property values and rents have increased at a rapid rate.

Alternatively, you could work with an attorney or real estate agent to help and pay them a flat fee.6.

You pay for the scrap pile. 

They wanted to make money, but they were focused on protecting downside risk.

That's less that what my father is paying on policies in Florida for a $400k home not anywhere near the ocean.

End of the day, you have to make sure your tenants can afford to live in your property and can pay out of pocket expenses.

However after watching many folks on YouTube and following their advice I have since my first month been able to pay all the bills with bookings.

Here’s the information$800,000 commercial propertyno down payment 30 year contract at 7% percent fixed.Mortgage is$5,700There’s a small vacant space on the back that you can possibly build a mechanic shop bay on and make some additional income maybe about $2,000 a month.On the front of the property their is a small building that has a restaurant and they pay rent $4,000 a month. 

Any advice on if we should use it to pay off our loans against two of our retirement accounts (that we took out for the downpayment on the first STR) in order to lower the monthly bills or if we can/should cash out one or two of our retirement accounts (457 and/or 403b) and pay off the loans?