You Don’t need to use your own money but getting 100% financing when you have no track record is no easy hurdle.The Biggerpockets store has plenty of educational items to choose from.

I'm showing the last arms-length sale for this property was on 23 Dec 2019 (recorded on 1/15/2020), for $268,000. 

Two weeks ago NorCal threw down with this:"The Oakland City Council on Tuesday approved an ordinance that would prohibit landlords from asking about a potential tenant's criminal history or rejecting them out of hand for having a record"This week, SoCal said, "Hold my kombucha..." and replied with the above.

On the other side of the coin if you keep good maintenance records and you can show a pattern of plugging up the sink you can bill them if you had educated before hand.

You don’t read the OP, you just spit out the same sentiment on every thread that we all have heard so many times from you guys like a broken record. 

I follow a wholesaler/flipper/creative finance guy on Instagram who shares tons of information about how he does what he does, videos, recordings of his conversations with sellers, you name it.

It has taken 8 years to remove a fraudulently recorded deed of reconveyance and some serious legal work. 

In fact, I can't think of any other advisor I've ever met.And make sure to check their FINRA record on Broker Check...It's suprising how many people go around calling themselves financial advisors without even registering with FINRA...

You also get to see owner info with this as well since it's public record.

As long as the lien against the property is recorded, there are no seasoning requirements for a refinance, with no cash back.If you are looking to get cash back....And you initially obtained financing, you have to wait 6 months for conventional.