There are plenty of free and cheap ways to find leads (Craigslist, other ad sites, passing out business cards, bandit signs, etc.)

I don't have credit cards payments(but I do have 8 credit cards, and really don't know why), no car loan, and I won't have anything to pay on during my deployments, so everything essentially goes into my pocket.

Question 6: I have a credit card showing on my report that charged off in '07-08.

This will also benefit people who owe money on mortgages, credit cards, school debt or any other debt.

I did get a discount for having 3 properties' HVAC systems serviced at the same time recently (included my own house). 55 vs 79 bucks for a tune up and 15% discount on any parts if needed- not bad.Have tenants deposit rent directly to a bank account.Have mortgages auto debit from those bank accounts.Buy your rental stuff at Home Depot with a dedicated credit or debit card.

My wife and I moved here from Birmingham, Alabama where we were new home builders and renovation contractors until the economic conditions made us do the RE owners dance (went through our savings, ran up the credit cards, got a job).

So, from the REI point of view what works best, setting up your website, business cards, social networks, & etc. or going out and finding that buyer?

Or sending out quarterly surveys to all tenants with gift card incentives for them to complete the surveys would be a direct independent way to find out how the PM is doing and what kind of experience tenants are having.

I ended up borrowing some private money, 0% credit cards for renovations, and paying them off with cash flow from the rental.

My second passion is graphic design which allows me design all my marketing materials, signs, and business card and become the Chief Creative Officer of my own brokerage.