My wife and I own a townhouse in Calvert county but we're looking to purchase a row home in Ridgley's Delight/Pigtown area, as my wife has recently opened a boutique in downtown Baltimore.Our plan is to purchase a 3 br owner occupied rental and rent out the other two rooms, preferably to medical professionals/residents from UMMC. 

You can optimize furnished finder, which is a short-term rental service specifically for traveling medical staff.

Of course, this will be a little more tedious and slower than option 1), but it is free.

Maybe a loan medication is exactly what I am describing, but when I hear the term, I assume it would require extensive documentation and headache and possible credit implications.

For example, a few weeks ago I learnt that some hospital networks provide a 0% down CONVENTIONAL loan program for medical professionals in their system.

I personally do not worry about the decline it has seen as the city is back to thriving from opening a new medical school soon to different projects the city has going on.

Those people earn $250,000 per year plus bonus, fully paid medical, and matching contributions up to maximum allowed for their company sponsored 401K.  

They obviously are not in a medical emergency or a family crisis - because "I'll let you know" pretty much kicks those emergencies to the curb.Let AirBnb know that you will not be authorizing a refund and that the guests are still occupying the property. 

I had a previous home that I sold suppose to close on Monday but the buyer has covid so we had to push the closing till he is medically cleared (his words).

Dry Rot termites (the ones you tent for) move a lot slower and do not scare me as much.