I simply paid it out full 3-6 months later. 

It is simply a means to diversify your savings into an asset that you may understand better and have more control over.For you to have access to the funds personally, you would need to take a distribution, which will involve federal and state taxes, as well as a 10% penalty for early distribution if you are under age 59 1/2. 

I suggested Pro Schools (online ed) simply because they are the original company that offered classes and the biggest and the website is super easy to use. 

It's simply not worth the issues you will face as an investor from a whole host of restrictions in place and now being more strictly enforced. 

Simply 1031 it. 

She even suggested I simply add a smaller unit such as a camper style unit, in the kitchen area.

so yes its done every day but its not legal.. thats the issue. its simply not legal but done everyday.. thats why your confused.

I am simply wondering if anyone out there has their own excel template how they track their personal financial statement and if you'd care to share. 

It requires about $7.7k in concrete and dirt removal and replacement to prevent water from entering the house (as well as fixing the windows and drain pipes).

In that case, you can simply have the account at a bank or brokerage where you will have direct checkbook control.3.