, I was medically discharged from the military.  

The subject of notes also bounces around, you can say the real basic aspect in a couple paragraphs, then explain different types of notes, how interest is applied, how principal is reduced, how those can be changed and the effects of additional payments, how to figure per diem interest, how liens are properly perfected, collateral and lender or note holder's rights, borrower's rights, ...... and after 21,000 words, still not mentioning buying notes as to due diligence as that ties into all that has been written, nor have I reached buying in whole or slicing notes up, or paths as to exit options and the determinations that might be considered.

I have had to reduce our 401(k) and contributions to the 529 plan for the kids to make up this difference.

my rule of thumb is if the street has a center yellow line on it than I tend to look the other way unless it is an IMPOSSIBLY great deal to pass up. maybe busy streets dont have lines in your area, but point is that it is very hard to decide how much a major street effects the property. just because an appraiser or the county gives it a 10% reduction in value doesnt mean that you can reduce the price by 10% and assume that it will sell.

That's by-far the best piece of advice -- build a box.I'm certainly no expert, but here are some other things that I've learned about reducing new construction costs:- To reiterate from above, build a box -- reduces framing, siding and roof complexity/cost

Hello everyone,My name is Chris and I am a new investor currently in Livermore, California and work in the medical field.

We went through this January during an extended rehab.The Sulfate-reducing bacteria can survive in both your HW system & water softener due to lack of use.

I can look at this two ways - - 1) Having a dishwasher may open my tenant field and reduce vacancy time. 2) People that knowingly rent a property without a dishwasher are willing to do dishes, and therefore likely willing to do regular household maintenance?

I would even consider stopping payments to your 401K or at least reducing them to the amount that is matched (if any) until the debt is paid off.

Yes, it is possible, to a degree but to do so you need to take into other considerations as to the local market, property condition, credit issues, qualifications of the borrower and ability to reduce the UPB, the term involved and issues of predatory dealing which is an issue in commercial lending as well as residential.Big misconception of money types and dealers is that if my deal is a "commercial" transaction, I'm free to do whatever as commercial is viewed as being between sophisticated parties.